When turning 65, Medicare provides for an Initial Enrollment Period whereby 3 months before your birthday, the month of your birthday, and the three months after your birthday, you may choose to enroll in a Medicare plan. However, before you can enroll in any Medicare Plan, you must have applied for and obtained a Medicare card with Part A and B. If you are already drawing Social Security, you will automatically receive it when you turn 65. If you are not drawing Social Security, you can go to the Social Security office to apply or go online to http://Medicare.gov.
In 2013 the typical cost for Part B is $104.90 for individual persons with a yearly income in 2011 of $85,000 or less and if filing a joint tax return, an income of $170,000 or less. This amount is calculated on a sliding scale based on your modified adjusted gross income on your tax return from 2 years ago. Depending on your adjusted gross income, the amount you pay for part B can change each year. Part B is a monthly cost in addition to the premium for your Medicare Plan of choice.
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